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Ceylinco VIP on the Spot is the most comprehensive vehicle insurance policy available in Sri Lanka. It offers several additional benefits and guarantees correct claim settlements with unmatched benefits, such as:

• Rs. 10 Million Accidental Health Insurance Cover Free
  • Rs. 2 Million for hospitalization due to road traffic accidents locally and for further treatment internationally.
  • Whilst travelling overseas:
    – Rs. 2 Million for hospitalization due to medical emergency.
    – Rs. 4 Million for hospitalization due to accidents.
    – Rs. 2 Million personal accident cover in case of permanent disability or death.
• All genuine claims paid ON THE SPOT in cash, anytime, anywhere with no cutting & no chopping.
• If your brand-new or unregistered vehicle gets condemned within two years of the first registration, and even if the market price is higher than the present sum insured, we will pay you up to an additional 25% for free, with your claim! Applicable for cars, vans, jeeps & double cabs.
• A similar replacement vehicle (up to 14 days) in case of an accident, where repairs exceed 4 days. Applicable for cars, vans, jeeps & double cabs.
• A 10 year warranty for your vehicle against manufacturers’ defects, valid for the first 10 years from the year of manufacture. Applicable for cars, vans, jeeps & double cabs.
• Roadside assistance to change tyres, jump-start stalled vehicles, etc. 24-hours a day, 365 days a year.
• Free personal accident cover of up to Rs.200,000/- for each passenger, for death. Applicable for cars, vans, jeeps & double cabs.
• Insured value of the vehicle increased by 10% every year, with no increase in premium. Applicable for cars, vans, jeeps & double cabs.
• Payment of up to two lease instalments, in the event of a repair exceeding 30 days. Applicable for cars, vans, jeeps & double cabs.
• Up to a One Million Rupees towards covering medical costs for many serious illnesses, including heart disease, cancer, strokes, kidney aliments, etc.
• Plastic surgery cover of up to Rs. 100,000/- for ladies. Applicable for cars, vans, jeeps & double cabs.
• A FREE 15-day extended cover, if you are unable to renew your insurance in time.
• VIP SPOT network for motorists to relax, covering all major roads island-wide.
• A 24-hour customer care hotline, available 365 days a year. Call: 2 393939

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